Housing Programs

Lower earnings, first-time house purchasers can receive up to $15,000.00 monetary support to support the purchase of a significant, safe and sanitary home located in the town. Other system eligibility needs include homeownership training, capability to be eligible for a primary mortgage, minimal $1,000.00 investment because of the customer being a U.S. resident Midland resident. Your home could be a pre-owned or a brand new construction device.

Minor Repair System

The City provides economic assist with low-income property owners for major plumbing work, electric, heating/AC, and roofing repairs. To qualify, one must be considered a home owner of several years and live in a CDBG earnings area that is eligible of town. This system comes in CDBG income eligible areas. Predicated on a sliding scale, a family group must spend ahead of time a percentage regarding the cost which range from a minimum $50.00 to 95per cent of this total repair expense. The town may help with procuring a contractor and certainly will spend the specialist for the total amount associated with the fix work. Aesthetic speedy cash repairs, surface or painting finishing aren’t qualified. Houses unsuited for rehabilitation shall never be entitled to help. Contact the Community developing Office at 685-7472 for more information.

Housing Reconstruction Program

The town makes available affordable loans for complete home replacement projects. Presently, funds are just readily available for crisis circumstances in which a true house is unsuitable for rehabilitation as well as for living as verified by city building, wellness and/or security officials.

To qualify, you have to be considered a home owner of several years, be an outright owner associated with the home, be income that is low be credit worthy and reside in a CDBG earnings qualified area of the town. The support may be a combination amortized loan (AL) which calls for monthly obligations at a reduced rate of interest and a deferred payment loan portion that is a forgivable, no payment loan that is monthly. The larger an applicant’s earnings, the greater amount of the AL part of the mortgage will be for the applicant. Current home loan stability will hinder or end loan consideration. A lien is supposed to be filed for the total amount of the combined loan with the town. The town will help the applicant with all the reconstruction procedure contractor selection that is including.

Midland has many different solutions open to homeless individuals. The easiest way to gain access to these services would be to phone the data and Referral Helpline. The Midland Coalition for the Homeless is a small grouping of residents that represent agencies in Midland who work with the advantage of the area’s homeless populace. To have home elevators this team contact the City’s Community Development workplace.